States with the Highest Average Household Debt

States ranked by average personal debt per person (2025). D.C. leads at $102,400, followed by Colorado and California. Debt is driven primarily by mortgages in higher-cost states.

Data
# State Average Personal Debt
1District of Columbia$102,400
2Colorado$92,690
3California$87,850
4Washington$85,880
5Hawaii$83,480
6Utah$83,350
7Maryland$81,390
8Massachusetts$77,400
9Virginia$77,060
10Nevada$71,260